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About Us

ABOUT US

Taking Your Money Outside the Box

Welcome to Pay10 – where financial boundaries and borders extend beyond convention. Here, we use the power of technology to pave new and exciting monetary avenues that are only limited by your imagination.

Giving You the Power to Dream Big

Our mission as an e-payments service provider is to make your life easier and richer by empowering you with quick, secure, and accessible digital payment solutions – whether you are an individual looking to make the most of your hard-earned money or a business looking to scale up like never before.

Where We Score High

Large payment volume capacity

Frictionless Payment
Experience

Far-reaching Customer Support

In-house risk management to monitor transactions

Simple, Secure, and reliable payment process

Frequent merchant updates

Large payment volume capacity

Frictionless Payment
Experience

Far-reaching Customer Support

In-house risk management to monitor transactions

Simple, Secure, and reliable payment process

Frequent merchant updates

Meet Our Board

Harry Gill
Chairman

Mr. Prabhpreet Singh Gill (Harry Gill) is a visionary business mogul and the Chairman of Pay10. His journey is marked by a remarkable ability to envision the bigger picture, his unwavering discipline, and a genuine affinity for fintech, IT, and agriculture. His strength lies in his passion for all things technical, especially fintech, where he thrives.

Through his pioneering ventures, he seeks to create a lasting business legacy, one built on unshakable foundations of integrity, reliability, and unwavering commitment. He envisions a future for his team that resounds with abundance and financial strength for centuries to come.

Saad Kaleem
Global CEO

A forward-thinking leader with extensive expertise in fintech, payments, and business transformation, Saad Kaleem is known for his strategic vision and ability to drive impactful results, successfully leading organisations through periods of rapid growth and innovation.

Leveraging his extensive experience, Saad is charting a path for global expansion and is well on his way to positioning Pay10 as a forerunner in the fintech landscape. He is passionate about building strong teams, driving operational excellence, and creating value for clients, partners, and stakeholders in an ever-evolving digital economy.

Osama Al Rahma
Board Member

Osama Al Rahma has performed leadership roles across the financial sector and other organizations and currently at Emirates Investment Bank as Head of Business Development and Wealth Management. He has over 30 years of experience in the financial services.

Prior to Emirates Investment Bank, Osama worked at Al Fardan Exchange LLC and Al Fardan Group since 1993 in many leadership roles and was CEO since 2011 and Director at the Group. He has occupied other roles such as EX-Chairman of Foreign Exchange and Remittance Group ( FERG) under Dubai Chamber of Commerce and currently act as Advisor to the board . He was a former Vice Chairman of Dubai Quality Group. He is an Independent Director and Advisor to other Fintech and payment companies.
He holds a degree in Electronics Engineering and a Postgraduate Diploma in Management Studies from the University of Hull. He is also an alumnus of J.F. Kennedy School of Governments Executive Program in Leadership of Harvard University and holds a Harvard Fintech Certificate. HE has Diploma in Corporate Governance from the Corporate Governance Institute in Dublin.

Harry Gill
Chairman

Mr. Prabhpreet Singh Gill (Harry Gill) is a visionary business mogul and the Chairman of Pay10. His journey is marked by a remarkable ability to envision the bigger picture, his unwavering discipline, and a genuine affinity for fintech, IT, and agriculture. His strength lies in his passion for all things technical, especially fintech, where he thrives.

Through his pioneering ventures, he seeks to create a lasting business legacy, one built on unshakable foundations of integrity, reliability, and unwavering commitment. He envisions a future for his team that resounds with abundance and financial strength for centuries to come.

Saad Kaleem
Global CEO

A forward-thinking leader with extensive expertise in fintech, payments, and business transformation, Saad Kaleem is known for his strategic vision and ability to drive impactful results, successfully leading organisations through periods of rapid growth and innovation.

Leveraging his extensive experience, Saad is charting a path for global expansion and is well on his way to positioning Pay10 as a forerunner in the fintech landscape. He is passionate about building strong teams, driving operational excellence, and creating value for clients, partners, and stakeholders in an ever-evolving digital economy.

Osama Al Rahma
Board Member

Osama Al Rahma has performed leadership roles across the financial sector and other organizations and currently at Emirates Investment Bank as Head of Business Development and Wealth Management. He has over 30 years of experience in the financial services.

Prior to Emirates Investment Bank, Osama worked at Al Fardan Exchange LLC and Al Fardan Group since 1993 in many leadership roles and was CEO since 2011 and Director at the Group. He has occupied other roles such as EX-Chairman of Foreign Exchange and Remittance Group ( FERG) under Dubai Chamber of Commerce and currently act as Advisor to the board . He was a former Vice Chairman of Dubai Quality Group. He is an Independent Director and Advisor to other Fintech and payment companies.
He holds a degree in Electronics Engineering and a Postgraduate Diploma in Management Studies from the University of Hull. He is also an alumnus of J.F. Kennedy School of Governments Executive Program in Leadership of Harvard University and holds a Harvard Fintech Certificate. HE has Diploma in Corporate Governance from the Corporate Governance Institute in Dublin.

Get to Know Our Team

Abdul Samad Fattani

Head of Audit and Risk

Mian Masood

CCO & Head of Compliance

Jana Mingovska

Head of HR

Akash Nainwal

Chief Operations Officer

Atin Neraliya

Head of Operations

Peri Ozdemir

Head of Product

Ambuj Singh

Head of Technology

Our Journey So Far

Pay10 was founded in India focusing on providing secure online payment solutions for businesses.
Pay10 launched its first suite of products to empower businesses with integrated digital payment solutions.
The company collaborated with high-profile enterprise clients, including Indian Railways and ICICI Lombard, further solidifying its reputation in the industry.
Pay10 goes live with 100+ payment options, payouts and automated settlement.
The company expands its value proposition and business operations, with mPOS and multiple modes of payments.

 Pay10 opened its new headquarters in Dubai, UAE to expand globally.

The company continued to innovate with digital wallet solutions focusing on
domestic payment schemes and local payment methods.

In addition, Pay10 received its

  • Full regulatory license from the Central Bank of the UAE, and
  • Payment Aggregator Cross Border license from the Reserve Bank of India.
Pay10 continues to expand its suite of digital payment products to key markets in the Middle East, Africa, Asia and Europe.
2017
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2021
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2023
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2025

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  • Find us at: 1002, 10th Floor, U-Bora Tower, Business Bay, Dubai, United Arab Emirates

Home

Contact

  • Find us at: 1002, 10th Floor, U-Bora Tower, Business Bay, Dubai, United Arab Emirates
  • © PAY10
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