Schedule of Charges

Table of Contents

Applicable Charges

#

Product/Feature Name

Description

Charge Type

Amount (AED)

1

Add Money/ Top-up

Via AlTareq (open banking)

Top-up Fees

AED 0

2

Withdrawal

Withdraw money from the Pay10 app to any UAE Bank Account

Upto 5 in a calendar month

AED 0

6th & above in a calendar month

AED5.00

3

Customer- Send/Request Money (P2P)

Request or Send funds from/to another Pay10 user

Transfer Fees

AED 0

4

Send Abroad

International Money Transfer

Transfer Fees

Varies by destination country, amount & mode selected.

Real-time exchange rate & fees is displayed in app, before initiating the transfer

5

Bill Payment

Bill Payments for Utility, Transport, Telecom services

Du Pre-Paid

AED 0

Du Post-Paid

AED 0

e& Post-Paid

AED 0

e& Pre-Paid

AED 0

NOL Top-Up

AED 0

Mawaqif

AED 0

Salik Voucher

AED 0

ADDC

AED 0

AADC

AED 0

FEWA

AED 3 charged by biller

e& Internet Broadband

AED 0

Lootah Gas

AED 7 charged by biller

Ajman Sewerage

AED 2 charged by biller

6

Card

Subscription for a Physical Pay10 Jaywan card

Card Issuing

AED35.00

Card Replacement

AED35.00

ATM Withdrawal

AED3.00

ATM Declined

AED3.00

ATM PIN setting

AED3.00

App PIN setting

AED 0